Terms & Conditions

Last Updated: September 26, 2025

Welcome to Think Insurance Guide. These Terms & Conditions (“Terms”) govern your use of our website, resources, and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. About Think Insurance Guide

Think Insurance Guide is an informational and service-oriented platform that provides guidance and resources for individuals and businesses seeking Auto Insurance, Homeowners Insurance, Renters Insurance, and Commercial Insurance.

We are not an insurance carrier. Our role is to connect you with helpful information and, when applicable, licensed insurance professionals who can provide quotes and coverage options. Any insurance products, policies, or services ultimately come from third-party insurers, not directly from Think Insurance Guide.

2. Eligibility

By using this website, you represent and warrant that:

  • You are at least 18 years of age (or the age of majority in your jurisdiction).

  • You are legally capable of entering into binding agreements.

  • You will use the website only for lawful purposes in compliance with these Terms and applicable laws.

3. Services Provided

Think Insurance Guide provides:

  • Access to information, tools, and resources related to different types of insurance.

  • The ability to request insurance quotes or be connected with licensed agents or carriers.

  • Educational content to help you better understand insurance options.

Important: Information on our site is for general informational purposes only and should not be considered professional, legal, or financial advice. Always consult with a licensed insurance provider for policy details.

4. User Responsibilities

By interacting with Think Insurance Guide, you agree to:

  • Provide accurate, complete, and up-to-date information when submitting forms or requests.

  • Not use the website to engage in fraudulent, abusive, or unlawful activity.

  • Not attempt to interfere with the website’s operation, security features, or networks.

  • Use information obtained from the website solely for personal or business insurance-related purposes.

If you provide false, misleading, or incomplete information, Think Insurance Guide is not responsible for inaccurate quotes, denied coverage, or any other resulting issues.

5. Insurance Quotes & Disclaimers

  • All insurance quotes are estimates based on the information you provide and may vary after full underwriting by the carrier.

  • Coverage availability, pricing, and eligibility depend on state laws, carrier policies, and applicant circumstances.

  • Submitting a request for a quote does not guarantee approval for coverage.

  • Any agreement for insurance is strictly between you and the third-party insurer, not Think Insurance Guide.

We make no warranties or guarantees regarding the quality, accuracy, or availability of coverage from third-party providers.

6. Intellectual Property

All materials on this website—including text, graphics, images, logos, design, layout, and software—are owned by Think Insurance Guide or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may view, download, or print content for personal use only. You may not copy, reproduce, modify, distribute, or use content for commercial purposes without prior written consent.

7. Third-Party Links & Content

Our website may include links to third-party websites, carriers, or resources. These links are provided for convenience and do not signify endorsement. Think Insurance Guide has no control over third-party websites and is not responsible for their availability, accuracy, or privacy practices.

We encourage you to review the terms and privacy policies of third-party sites before providing personal information.

8. Limitation of Liability

To the fullest extent permitted by law:

  • Think Insurance Guide provides the website and services “as is” without any warranties, express or implied.

  • We are not responsible for errors, omissions, or outdated information on the site.

  • We are not liable for damages (direct, indirect, incidental, or consequential) resulting from your use of the site, reliance on information, or

  • interactions with third-party insurance providers.

  • Your exclusive remedy for dissatisfaction with the website is to stop using it.

9. Indemnification

You agree to defend, indemnify, and hold harmless Think Insurance Guide, its affiliates, officers, employees, and partners from and against any claims, liabilities, damages, losses, or expenses arising from:

  • Your use of the website or services.

  • Your violation of these Terms.

  • Your infringement of third-party rights.

10. Privacy Policy

Your use of our website is also governed by our [Privacy Policy], which outlines how we collect, use, and safeguard your personal information. By using our site, you consent to the practices described in that policy.

11. Dispute Resolution

In the event of any dispute arising under or relating to these Terms or your use of the website:

  • You agree to first attempt to resolve the matter informally by contacting us.

  • If not resolved, disputes shall be settled through binding arbitration in the state where Think Insurance Guide operates, in accordance with applicable arbitration rules.

  • You waive the right to participate in a class action or jury trial.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which Think Insurance Guide operates, without regard to conflict of law principles.

13. Termination of Access

Think Insurance Guide reserves the right to suspend or terminate access to the website at our sole discretion if we believe you have violated these Terms, engaged in fraudulent activity, or misused the services.

14. Changes to Terms

We may revise or update these Terms from time to time. Updates will be posted on this page with the revised “Last Updated” date. Continued use of the website after changes constitutes your acceptance of the updated Terms.

15. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us:

Email: [email protected]

© Copyright 2025. Think Insurance. All Rights Reserved

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